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If an insured signs an agreement with a hold harmless clause, this may prevent the insurer from
A policyholder achieves peace of mind when insuring his car by
John and his wife arrange a household contents insurance policy in joint names with insurer A for a sum
insured of £10,000. His wife arranges a second policy on the same basis with insurer B for a sum insured of
£20,000. Both policies have identical terms and conditions. What is insurer A's liability if a valid claim of
£3,000 is subsequently made?
If an insurer invokes the cancellation clause to cancel a policy mid-year due to a change in the risk, how much
of the premium, if anything, is normally returned to the policyholder?
What legally recognised financial relationship must exist, between a policyholder and the items being insured,
to constitute a valid household contents insurance policy?
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